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How does the money from the customer get into my bank account?

The ecommerce functionality deals with taking payments from the customers credit/debit card into your bank account via a payment gateway. There are many available out there like Paypal, Worldpay, Googlepay, Protx etc. You will basically create an account with one of these to transfer the monies into your bank account and take care of the security aspect of the sensitive data handling of your customers. They will, of course, charge you a fee per transaction.

How payment gateways work:

Customer places an order.
The web browser encrypts the information and sends it to the seller's webserver via SSL encryption.
The transaction details are then forwarded to the payment gateway, again via SSL.
The payment is then processed and sent to the card association (eg Visa/Mastercard)
The card issuer receives the request, processes and then sends a confirmation back to the payment gateway to confirm whether the payment has been accepted or declined.
The processor forwards the response to the payment gateway.
The payment gateway will then display the response on the website.
The seller submits all the approved authorisations to the receiving bank via the processor.
The receiving bank will then deposit all of the funds into the appropriate account.
The entire process takes approx 3 days.

The ecommerce functionality deals with taking payments from the customers credit/debit card into your bank account via a payment gateway. There are many available out there like Paypal, Worldpay, Googlepay, Protx etc.

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How does the money from the customer get into my bank account?

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